:root {
    --white: #ffffff;
    --off-white: #fafaf7;
    --navy: #000099;
    --navy-dark: #0b2334;
    --slate: #111111;
    --muted: #111111;
    --border: #d8e1ea;
    --blue-tint: #eef6fa;
    --orange: #f97316;
    --orange-dark: #dc5f0d;
    --orange-soft: #fff3e8;
    --shadow: 0 18px 55px rgba(18, 50, 74, 0.12);
    --radius: 22px;
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--slate); background: var(--white); line-height: 1.6; }
a { color: var(--navy); text-decoration: none; }
a:hover { color: var(--orange-dark); }
.container { width: min(1482px, calc(100% - 40px)); margin: 0 auto; }
.skip-link { position: absolute; left: -999px; top: 8px; background: var(--navy); color: white; padding: 8px; z-index: 99; }
.skip-link:focus { left: 8px; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--border); backdrop-filter: blur(14px); }
.site-header .container { width: min(1760px, calc(100% - 20px)); }
.nav-wrap { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.nav-left { display: flex; align-items: center; gap: 20px; min-width: 0; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy); }
.brand-mark { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--navy); color: white; font-weight: 800; }
.brand strong { display: block; font-size: 1.35rem; line-height: 1; }
.brand small { display: block; color: var(--orange-dark); font-size: .85rem; margin-top: 3px; }
.menu-toggle { display: none; align-items: center; gap: 10px; border: 1px solid var(--border); border-radius: 999px; background: white; color: var(--navy); cursor: pointer; font: inherit; font-weight: 900; padding: 9px 14px; }
.menu-toggle-bars { position: relative; display: inline-block; width: 20px; height: 2px; background: var(--navy); border-radius: 999px; }
.menu-toggle-bars::before, .menu-toggle-bars::after { content: ""; position: absolute; left: 0; width: 20px; height: 2px; background: var(--navy); border-radius: 999px; }
.menu-toggle-bars::before { top: -6px; }
.menu-toggle-bars::after { top: 6px; }
.main-nav { display: flex; align-items: center; gap: 40px; flex-wrap: nowrap; }
.main-nav a { font-weight: 700; font-size: .9rem; white-space: nowrap; }
.main-nav a.active, .portal-link { color: var(--orange-dark); }
.nav-actions { display: flex; align-items: center; gap: 7px; flex-shrink: 0; }
.nav-prompt { color: var(--navy); font-size: .88rem; font-weight: 900; white-space: nowrap; }
.nav-or { color: var(--navy); font-size: .78rem; font-weight: 900; letter-spacing: .08em; }
.link-button { appearance: none; border: 0; background: none; font: inherit; font-weight: 800; color: var(--navy); cursor: pointer; padding: 0; }
.link-button:hover { color: var(--orange-dark); }
.btn { display: inline-flex; align-items: center; justify-content: center; border-radius: 999px; padding: 13px 20px; font-weight: 800; border: 2px solid transparent; cursor: pointer; white-space: nowrap; transition: transform .18s ease, background .18s ease, border .18s ease, box-shadow .18s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--orange); color: white; box-shadow: 0 12px 28px rgba(249,115,22,.24); }
.btn-primary:hover { background: var(--orange-dark); color: white; }
.btn-secondary { background: white; color: var(--navy); border-color: var(--border); }
.btn-secondary:hover { border-color: var(--orange); background: var(--orange-soft); }
.btn-small { padding: 10px 16px; }
.nav-actions .btn-small { padding: 8px 10px; font-size: .9rem; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field-wide { grid-column: span 2; }
label { font-weight: 800; color: var(--navy); font-size: .95rem; }
label span { color: var(--muted); font-weight: 600; }
input, textarea { width: 100%; border: 1px solid var(--border); border-radius: 14px; padding: 12px 14px; font: inherit; color: var(--slate); background: white; }
textarea { resize: vertical; }
input:focus, textarea:focus { outline: 3px solid rgba(249,115,22,.18); border-color: var(--orange); }
.trap { position: absolute; left: -9999px; opacity: 0; }
.turnstile-placeholder { border: 1px dashed #9ab4c8; border-radius: 14px; padding: 11px 14px; color: var(--muted); background: rgba(255,255,255,.68); font-size: .88rem; }
.notice { padding: 14px 0; }
.notice-success { background: #ecfdf5; color: #065f46; }
.notice-error { background: #fef2f2; color: #991b1b; }
.section-white { background: var(--white); }
.section-gap { margin-top: 0; }
.hero { padding: 80px 0 70px; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(320px, .85fr); gap: 46px; align-items: center; }
.hero-company-name { color: var(--navy); font-size: clamp(2.75rem, 6vw, 5.25rem); font-weight: 900; letter-spacing: -.06em; line-height: .95; margin: 0 0 18px; }
.eyebrow { color: var(--orange-dark); font-weight: 900; text-transform: uppercase; letter-spacing: .08em; font-size: 1.24rem; margin: 0 0 12px; }
h1, h2, h3 { color: var(--navy); line-height: 1.12; margin: 0 0 16px; }
h1 { font-size: clamp(2.18rem, 4.5vw, 3.75rem); letter-spacing: -.055em; }
h2 { font-size: clamp(1.43rem, 2.25vw, 2.03rem); letter-spacing: -.035em; }
h3 { font-size: 1.54rem; }
p { margin: 0 0 16px; }
.lead { font-size: 1.22rem; color: #111111; max-width: 720px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 28px 0; }
.hero-actions.center { justify-content: center; }
.trust-row { display: grid; grid-template-columns: repeat(3, max-content); gap: 10px; align-items: center; justify-content: start; max-width: 100%; }
.trust-row span, .feature-pills span { display: inline-flex; border: 1px solid var(--border); border-radius: 999px; padding: 7px 10px; background: white; color: var(--navy); font-weight: 800; font-size: .84rem; white-space: nowrap; }
.trust-row .trust-award { grid-column: 1 / -1; justify-self: center; border-color: rgba(249,115,22,.55); background: var(--orange-soft); color: var(--navy); margin-left: 0; }
.hero-card, .info-card, .pricing-card, .contact-card, .contact-form, .cta-box, .includes-box { background: white; border: 1px solid var(--border); border-radius: var(--radius); box-shadow: var(--shadow); }
.hero-card { padding: 34px; }
.hero-media-card { padding: 0; overflow: hidden; justify-self: center; max-width: 440px; transform: translateY(72px); }
.hero-agent-photo { display: block; width: 100%; height: 390px; object-fit: cover; object-position: center 18%; border-bottom: 1px solid var(--border); }
.hero-card-body { padding: 24px 28px 26px; }
.check-list { padding: 0; list-style: none; margin: 0 0 20px; }
.check-list li { position: relative; padding-left: 28px; margin-bottom: 13px; }
.check-list li:before { content: "✓"; position: absolute; left: 0; color: var(--orange); font-weight: 900; }
.text-link { font-weight: 900; color: var(--orange-dark); }
.card-action { display: inline-flex; align-items: center; margin-top: 10px; }
.card-action::after { content: "→"; margin-left: 8px; transition: transform .18s ease; }
.card-action:hover::after { transform: translateX(3px); }
.review-section { padding: 100px 0 102px; }
.review-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.review-card { background: var(--off-white); border: 1px solid var(--border); border-radius: 18px; padding: 22px; box-shadow: 0 12px 36px rgba(18, 50, 74, 0.08); }
.review-card p { color: var(--navy-dark); font-style: italic; font-weight: 400; line-height: 1.55; margin-bottom: 14px; }
.review-card span { display: block; color: var(--orange-dark); font-size: .86rem; font-weight: 900; }
.section-heading { text-align: center; padding: 64px 0 26px; max-width: 780px; }
.card-grid { display: grid; gap: 20px; padding-bottom: 64px; }
.card-grid.four { grid-template-columns: repeat(4, 1fr); }
.card-grid.three { grid-template-columns: repeat(3, 1fr); padding-top: 56px; }
.info-card { padding: 26px; transition: transform .18s ease, border .18s ease, background .18s ease; }
.info-card:hover { transform: translateY(-5px); border-color: rgba(249,115,22,.45); background: #fffdfb; }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 44px; align-items: center; padding: 68px 0; }
.split-reverse { grid-template-columns: 1.1fr .9fr; }
.mini-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.mini-grid div, .mini-grid article { border: 1px solid var(--border); border-radius: 18px; padding: 20px; background: var(--off-white); }
.mini-grid strong { display: block; color: var(--navy); margin-bottom: 8px; }
.mini-grid span { color: var(--muted); }

.pricing-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding: 54px 0 68px; }
.pricing-grid-detailed { align-items: stretch; width: min(1612px, calc(100% - 40px)); }
.pricing-preview { padding-top: 10px; }
.pricing-card { position: relative; padding: 28px; transition: transform .2s ease, border .2s ease, background .2s ease, box-shadow .2s ease; display: flex; flex-direction: column; }
.pricing-card:hover { transform: translateY(-8px); border-color: var(--orange); background: var(--orange-soft); box-shadow: 0 24px 70px rgba(18,50,74,.18); }
.pricing-card.featured { border: 2px solid var(--orange); background: linear-gradient(180deg, var(--orange-soft), white 45%); }
.pricing-summary { list-style: none; cursor: default; }
.pricing-summary::-webkit-details-marker { display: none; }
.pricing-summary::marker { content: ""; }
.pricing-summary h2 { margin-bottom: 16px; }
.pricing-summary .price { display: block; margin-bottom: 16px; }
.pricing-toggle-text { display: none; }
.pricing-card-details { display: flex; flex-direction: column; flex: 1; }
.pricing-card:not([open]) > .pricing-card-details { display: flex; }
.badge { display: inline-flex; border-radius: 999px; background: var(--orange); color: white; padding: 6px 10px; font-size: .76rem; font-weight: 900; margin-bottom: 12px; }
.popular-badge { position: absolute; left: 50%; top: -18px; transform: translateX(-50%); z-index: 2; min-width: 142px; justify-content: center; box-shadow: 0 12px 24px rgba(249,115,22,.24); margin-bottom: 0; }
.price { color: var(--navy); font-size: 2.35rem; font-weight: 900; letter-spacing: -.04em; }
.price span { font-size: 1rem; color: var(--muted); letter-spacing: 0; }
.pricing-title span { display: block; }
.pricing-lead { max-width: 1180px; }
.pricing-lead span { display: block; white-space: nowrap; }
.pricing-helper { color: var(--navy); font-size: 1.08rem; font-weight: 800; margin-top: 10px; max-width: 980px; }
.pricing-rate-match { color: #111111; font-size: 1.18rem; font-weight: 900; line-height: 1.35; }
.plan-description { min-height: 52px; }
.pricing-card ul { padding-left: 18px; margin-bottom: 24px; }
.plan-volume-list { color: var(--navy); font-weight: 750; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 16px 0 16px 18px !important; margin: 0 0 20px !important; }
.plan-includes { border-radius: 18px; background: rgba(238,246,250,.55); border: 1px solid var(--border); padding: 18px 16px; margin-bottom: 22px; flex: 1; }
.plan-includes h3 { font-size: 1rem; letter-spacing: .01em; margin-bottom: 14px; }
.plan-includes h4 { color: var(--navy); font-size: .88rem; text-transform: uppercase; letter-spacing: .08em; margin: 16px 0 10px; }
.compact-check-list { margin: 0 !important; padding: 0 !important; }
.compact-check-list li { font-size: .9rem; line-height: 1.35; margin-bottom: 9px; padding-left: 24px; }
.notification-list { padding-left: 14px !important; }
.notification-list li { font-size: .88rem; }
.pricing-card-details > .btn { margin-top: auto; white-space: nowrap; padding-left: 14px; padding-right: 14px; }
.btn-pricing-compact { align-self: flex-start; background: var(--orange); color: white; border-color: var(--orange); box-shadow: 0 8px 18px rgba(249,115,22,.18); font-size: .88rem; padding: 7px 12px; line-height: 1.2; }
.btn-pricing-compact:hover { background: var(--orange-dark); border-color: var(--orange-dark); color: white; box-shadow: 0 10px 22px rgba(249,115,22,.22); }
.split > .btn-pricing-compact { justify-self: start; width: auto; }
.includes-box { padding: 34px; margin: 60px auto; }
.feature-pills { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 22px; }
.page-hero { padding: 72px 0 46px; }
.contact-page-hero { padding: 26px 0 8px; }
.contact-page-hero .eyebrow { margin-bottom: 6px; }
.contact-page-hero h1 { font-size: clamp(2.15rem, 4vw, 3.2rem); }
.contact-page-hero h1 { margin-bottom: 10px; }
.contact-page-hero .lead { margin-bottom: 0; }
.difference-list { display: grid; gap: 16px; max-width: 1040px; margin: 34px 0 4px; padding: 0; list-style: none; }
.difference-list li { display: grid; grid-template-columns: 54px 1fr; gap: 18px; align-items: start; background: var(--off-white); border: 1px solid var(--border); border-radius: 20px; padding: 22px 24px; box-shadow: 0 12px 34px rgba(18,50,74,.08); transition: transform .18s ease, border .18s ease, background .18s ease, box-shadow .18s ease; }
.difference-list li:hover { transform: translateY(-3px); border-color: rgba(249,115,22,.45); background: #fffdfb; box-shadow: 0 18px 48px rgba(18,50,74,.12); }
.difference-number { display: grid; place-items: center; width: 54px; height: 54px; }
.difference-number img { display: block; width: 48px; height: 48px; object-fit: contain; }
.difference-list strong { display: block; color: var(--navy); font-size: 1.18rem; line-height: 1.25; margin-bottom: 8px; }
.difference-list p { margin-bottom: 0; color: #111111; }
.industry-list { display: grid; gap: 18px; padding: 54px 0; }
.industry-list article { display: grid; grid-template-columns: 76px 1fr; gap: 22px; background: white; border: 1px solid var(--border); border-radius: var(--radius); padding: 28px; align-items: start; transition: transform .18s ease, border .18s ease, box-shadow .18s ease; }
.industry-list article:hover { transform: translateY(-4px); border-color: rgba(249,115,22,.45); box-shadow: 0 22px 60px rgba(18,50,74,.14); }
.industry-list article p {font-weight: 500; line-height: 1.55;}
.industry-icon { width: 58px; height: 58px; border-radius: 18px; display: grid; place-items: center; background: var(--orange-soft); border: 1px solid rgba(249,115,22,.28); }
.industry-icon svg { width: 36px; height: 36px; fill: none; stroke: var(--navy); stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; }
.industry-icon svg .accent { stroke: var(--orange); }
.final-cta { padding: 62px 0; text-align: center; }
.section-award { background: var(--white); padding: 0 0 64px; }
.award-strip { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center; background: linear-gradient(135deg, var(--blue-tint), #f8fcff); color: var(--slate); border: 1px solid var(--border); border-radius: var(--radius); padding: 34px 40px; box-shadow: 0 18px 55px rgba(18, 50, 74, 0.12); }
.award-strip h2 { color: var(--navy); margin-bottom: 10px; }
.award-strip p { color: var(--slate); font-weight: 750; }
.award-strip p b { color: var(--navy); }
.award-strip p:last-child { margin-bottom: 0; }
.award-logo-wrap { background: white; border: 1px solid rgba(0,0,153,.12); border-radius: 18px; padding: 18px 22px; box-shadow: 0 16px 34px rgba(18, 50, 74, 0.14); }
.award-logo-wrap img { display: block; width: min(240px, 52vw); height: auto; image-rendering: auto; }
.cta-box { padding: 44px; }
.contact-section { padding: 54px 0; }
.full-contact-section { padding: 12px 0 42px; }
.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 28px; align-items: start; }
.centered-contact-grid { max-width: 900px; }
.contact-card, .contact-form { padding: 32px; }
.contact-form { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.full-contact-form { gap: 12px 18px; padding: 24px 32px; }
.contact-form .field-wide, .contact-form .turnstile-placeholder, .contact-form .cf-turnstile, .contact-form button, .selected-plan, .contact-callout { grid-column: 1 / -1; }
.contact-callout { margin: 0; padding: 16px 18px; border: 1px solid rgba(249,115,22,.28); border-radius: 16px; background: var(--orange-soft); color: var(--navy); font-weight: 900; text-align: center; }
.contact-callout a { color: var(--orange-dark); text-decoration: underline; text-underline-offset: 3px; }
.short-contact-grid { max-width: 760px; }
.short-contact-form { grid-template-columns: 1fr; }
.short-contact-form .turnstile-placeholder, .short-contact-form button { grid-column: 1; }
.selected-plan { background: var(--orange-soft); color: var(--navy); font-weight: 900; padding: 12px 14px; border-radius: 14px; border: 1px solid rgba(249,115,22,.28); }
.site-footer { background: var(--navy-dark); color: #d8e6f0; padding: 54px 0 24px; }
.site-footer h2, .site-footer h3, .site-footer a { color: white; }
.site-footer [href^="tel:"], .site-footer [href="contact.php"] { color: var(--orange); font-weight: 900; }
.site-footer [href^="tel:"]:hover, .site-footer [href="contact.php"]:hover { color: var(--orange-soft); }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 32px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.14); margin-top: 30px; padding-top: 18px; display: flex; justify-content: space-between; gap: 18px; flex-wrap: wrap; color: #a9bdcc; font-size: .92rem; }
@media (max-width: 1330px) {
    .nav-wrap { align-items: flex-start; flex-direction: column; padding: 12px 0; }
    .main-nav { flex-wrap: wrap; }
    .nav-actions { margin-left: auto; }
}
@media (max-width: 980px) {
    .nav-wrap, .nav-left { align-items: flex-start; flex-direction: column; }
    .main-nav { flex-wrap: wrap; }
    .nav-actions { width: 100%; justify-content: space-between; }
    .hero-grid, .split, .contact-grid { grid-template-columns: 1fr; }
    .hero-media-card { transform: none; }
    .award-strip { grid-template-columns: 1fr; text-align: center; justify-items: center; }
    .card-grid.four, .card-grid.three, .pricing-grid, .review-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
    .container { width: min(100% - 28px, 1482px); }
    .main-nav { gap: 12px; }
    .pricing-lead span { white-space: normal; }
    .pricing-grid { gap: 14px; padding-top: 32px; }
    .pricing-card { padding: 20px 22px; }
    .pricing-card:hover { transform: none; }
    .pricing-card.featured { padding-top: 28px; }
    .pricing-card .popular-badge { position: static; transform: none; align-self: flex-start; flex-basis: 100%; min-width: auto; margin: -8px 0 2px; }
    .pricing-summary { cursor: pointer; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 8px 18px; }
    .pricing-summary-main { display: grid; gap: 3px; }
    .pricing-summary h2, .pricing-summary .price { margin-bottom: 0; }
    .pricing-summary .price { font-size: 1.85rem; line-height: 1.05; }
    .pricing-toggle-text { display: inline-flex; align-items: center; gap: 6px; color: var(--orange-dark); font-size: .82rem; font-weight: 900; white-space: nowrap; }
    .pricing-toggle-text::after { content: "+"; display: grid; place-items: center; width: 24px; height: 24px; border-radius: 999px; border: 1px solid rgba(249,115,22,.35); background: var(--orange-soft); color: var(--navy); font-size: 1rem; line-height: 1; }
    .pricing-card[open] .pricing-toggle-text::before { content: "Hide details"; }
    .pricing-card[open] .pricing-toggle-text { font-size: 0; }
    .pricing-card[open] .pricing-toggle-text::before { font-size: .82rem; }
    .pricing-card[open] .pricing-toggle-text::after { content: "−"; }
    .pricing-card:not([open]) > .pricing-card-details { display: none !important; }
    .pricing-card[open] > .pricing-card-details { display: flex; padding-top: 16px; }
    .plan-volume-list { margin-bottom: 14px !important; }
    .nav-actions { flex-direction: column; align-items: stretch; }
    .nav-prompt, .nav-or { text-align: center; }
    .btn, .btn-small { width: 100%; }
    .trust-row { grid-template-columns: 1fr; justify-content: stretch; }
    .trust-row span { justify-content: center; white-space: normal; }
    .trust-row .trust-award { margin-left: 0; }
    .hero { padding-top: 48px; }
    .hero-agent-photo { height: 320px; }
    .difference-list li { grid-template-columns: 1fr; padding: 20px; }
    .award-strip { padding: 28px 22px; }
    .card-grid.four, .card-grid.three, .pricing-grid, .review-grid, .mini-grid, .contact-form, .footer-grid { grid-template-columns: 1fr; }
    .field-wide { grid-column: auto; }
    .industry-list article { grid-template-columns: 1fr; }
    .industry-icon { margin-bottom: 4px; }
    h1 { font-size: 1.85rem; }
}
@media (max-width: 760px) {
    .site-header .container { width: min(100% - 24px, 1760px); }
    .nav-wrap { min-height: auto; padding: 12px 0; }
    .nav-left { width: 100%; flex-direction: row; align-items: center; justify-content: space-between; }
    .menu-toggle { display: inline-flex; }
    .main-nav, .nav-actions { display: none; }
    .site-header.nav-open .nav-wrap { display: grid; grid-template-columns: minmax(130px, 1fr) minmax(190px, 490px); align-items: start; column-gap: 16px; }
    .site-header.nav-open .nav-left { display: contents; }
    .site-header.nav-open .brand { grid-column: 1; grid-row: 1; align-self: center; }
    .site-header.nav-open .menu-toggle { grid-column: 2; grid-row: 1; justify-self: end; }
    .site-header.nav-open .main-nav { display: flex; grid-column: 2; grid-row: 2; width: 100%; justify-self: end; flex-direction: column; align-items: stretch; gap: 4px; padding-top: 0; }
    .site-header.nav-open .main-nav a { padding: 10px 12px; border-radius: 12px; background: var(--off-white); }
    .site-header.nav-open .nav-actions { display: flex; grid-column: 2 / 3; grid-row: 3; justify-self: stretch; min-width: 0; width: auto; margin-left: 0; padding-top: 12px; }
}